Jen Bolton
Sales Representative

Century 21 Heritage Group Ltd. Brokerage
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Helpful Tips For Buyers

 

Buyers Tips

There are a number of issues to consider when purchasing a home and every transaction is unique. As a buyer, it doesn't cost you anything for me to help you, so why not have me, a real estate professional, working for you? Plus, it's a lot of work finding the right property, so why not let me do the work so you don't have to?
 

Market Condition

Awareness of market conditions in your area is important knowledge. As your Buyer Agent it is important that I keep you up-to-date with market conditions, statistics and most importantly new listings as they become available.
 
What properties have recently sold in your area, what was the selling price and how long were they on the market are all important questions that will help you make a smart buying decision.
 
 

Costs Associated with Buying a Home

*HST -There is no HST on the purchase price of resale homes, however HST is applicable on the commission and other services (home inspections, lawyers fees etc.).
 
*Land Transfer Tax
 
*Mortgage loan insurance (if the downpayment is less than 20% of the purchase price)
 
*Home Insurance
 
*Legal Fees
 
*Title Insurance
 
*Moving Expenses
 
*Downpayment & Deposit amounts
 

Other Costs You May Encounter

*Home Inspection
 
*CMHC fees
 
*Appraisal fee
 
*Estoppel/Status Certificate- condos
 
*Prepaid Property taxes/utility bills
 
*Survey
 
*Water/Septic tests (rural properties)
 
 
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